Welcome to Swastik Loans.
By accessing or using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree, please do not use our website.

1. Introduction

Swastik loans is a platform that provides financial consultancy services and acts as a channel partner with various banks and Non-Banking Financial Companies (NBFCs) to help users explore loan options.
We do not provide loans directly.

2. Eligibility

•⁠ ⁠You must be at least 18 years old
•⁠ ⁠You agree to provide true, accurate, and complete information
•⁠ ⁠You are responsible for maintaining confidentiality of your information

3. Services Offered

•⁠ ⁠Assistance in applying for loans (Car, Home, Personal, Business, LAP, etc.)
•⁠ ⁠Financial consultation and guidance
•⁠ ⁠Connecting users with third-party lenders

Note: Final loan approval, interest rates, and terms are solely decided by the respective bank/NBFC.

4. No Guarantee of Approval

We do not guarantee:

•⁠ ⁠Loan approval
•⁠ ⁠Specific interest rates
•⁠ ⁠Loan amount eligibility

5. Third-Party Disclosure

By submitting your details:

•⁠ ⁠You authorize us to share your information with banks/NBFCs
•⁠ ⁠You may receive calls, emails, or messages from third-party partners

6. User Responsibilities

You agree:

•⁠ ⁠Not to submit false or misleading information
•⁠ ⁠Not to misuse the website
•⁠ ⁠Not to engage in fraudulent activities

7. Intellectual Property

All content on this website (text, logo, design, etc.) is the property of Swastik Loans and cannot be reused without permission.

8. Limitation of Liability

SWASTIK LOANS shall not be held liable for:

•⁠ ⁠Loan rejection or delays
•⁠ ⁠Any financial loss
•⁠ ⁠Any decisions made by banks/NBFCs

9. Privacy

Your use of this website is also governed by our Privacy Policy.

10. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice.

11. Governing Law

These Terms shall be governed by the laws of India. Any disputes shall be subject to jurisdiction of Delhi courts.

12. Contact Us

Email: info.swastikloans@gmail.com
Phone: 9217944355

13. Communication Consent

By submitting your information, you authorize Swastik loans to contact you via phone, SMS, RCS, WhatsApp, or email for informational and promotional purposes related to our services. You can opt out of promotional communication at any time by contacting us.